http://blog.objectmentor.com/articles/2009/09/22/a-mess-is-not-a-technical-debt
Good semantic analysis of the concept of "technical debit". Makes a clear distinction between deciding to take on debit as a strategic gamble and the other common use of the term to describe a mess created via unprofessional behaviour for no gain.
The best part is the point about a debit being a strategic gamble that has a probability of win/loss, while a mess is always a loss.
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